Credit Risk & Enterprises
The ICAP Risk Training Institute in collaboration with "Academics University of London Worldwide", for the 4th consecutive year conduct the ‘Mastering Corporate Credit’, a comprehensive professional training program of 190 live online hours for credit risk management executives. It consists of 12 modules and contains A to Z knowledge of corporate credit risk (from financial statement analysis, credit policy planning and liquidity forecasting, portfolio monitoring & management, analytics, credit insurance, collection policy, cash flow management, legal analysis credit framework and compliance with GDPR regulations).
Description
The aim of the seminar is to present up-to-date Credit Risk evaluation techniques and clarify the characteristics, on which, it relies either directly or indirectly.
Target Audience
- Entrepreneurs
- Financial Management and Credit Control Executives
- Business Management and Marketing Executives
- Supply Chain Executives
- Business loan managers
- Investment Bankers
- Economic Analysts
- Credit Analysts
- Risk Officers of Banking and Credit Institutions
- Banking Finance Analysts, Lecturers, etc.
Subject Areas
Long-term risks
- PESTEL analysis
- Key Macroeconomic indicators:
- Government spending
- Investment (Foreign Direct Investment-FDI)
- Exports versus imports
- Monetary policy
- Social-demographic issues
- Technology
- Environment
- Legal-regulatory issues
- Business cycles
Industry/sectoral risks
- Product life cycle
- Understanding the operation of each industry's market -
What are the key-drivers that govern the industry?
- Competitive strategies
- Profitability
- Working capital requirements
- Capital expenditure
- Asset conversion cycle
- Different types of manufacturing
- Understanding competition
- Porter's five forces model (Tool for evaluating the competitive position of a company)
Corporate risks
- Understanding the company's business model
- What drives its revenues and costs
- Business operations
- Key Performance Indicators - (KPIs)
- Strategic analysis:
- SWOT Analysis
- Ansoff Matrix
Credit Risk Management Case Study
- "TradeCo" Corporation
- REVIEW OF RECORD OF COOPERATION
- Preliminary Credit Approvals
- Collaterals
- Business Data
- Overdue Debt Analysis
- RECORD OF DETERIORATING COOPERATION
- RECEIVABLES SETTLEMENT AGREEMENT
- PRELIMINARY NEGOTIATION STAGE
- What is requested:
- To determine the approach/strategy to be chosen
- To determine specific recommended legal or business action, and justify their selection
What you will learn
- To identify short-term and long-term industry/sectoral and corporate risks
- To implement a structured approach on evaluating the corporate credit policy
- To calculate and interpret key financial indicators that are used in the credit rating process of businesses
- To interpret financial statements appropriately and identify their vulnerability
- To understand cash flow dynamics and the effects of loan provision (positive/negative)
- To determine the key structural risks during loan provision to a group of companies
Seminar Timetable
Date | 1st & 2nd Teaching Hour | Break | 3rd & 4th Teaching Hour |
|---|---|---|---|
16th of November | 18.30 - 20.00 | 20:00 - 20:15 | 20.15 - 21.45 |
19th of November | 18.30 - 20.00 | 20:00 - 20:15 | 20.15 - 21.45 |
23rd of November | 18.30 - 20.00 | 20:00 - 20:15 | 20:15 - 21:45 |
26th of November | 18.30 - 20.00 | 20:00 - 20:15 | 20:15 - 21:00 |
1st of December | 18:30 - 20:00 | 20:00 - 20:15 | 20:15 - 21:00 |
4th of December | 10:30 - 12:00 | 12:00 - 12:15 | 12:15 - 13:45 |
Course Start Date
16 of November 2021
Cost of Attendance
€1200
- 24 Hours
- Synchronous e-Learning
- Attendance Certificate
- Subsidized by LAEK
