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Credit Risk & Enterprises 1 & 2

Η Ενότητα "Credit Risk & Enterprises 1 & 2" είναι μέρος των εκπαιδευτικών προγραμμάτων "Certified Credit Risk Officer (C-CRRO)" και "Certified Credit Controller"

Περιγραφή

The aim of the seminar is to present up-to-date Credit Risk evaluation techniques and clarify the characteristics, on which, it relies either directly or indirectly.

Σε ποιος απευθύνεται

  • Entrepreneurs
  • Financial Management and Credit Control Executives
  • Business Management and Marketing Executives
  • Supply Chain Executives
  • Business loan managers
  • Investment Bankers
  • Economic Analysts
  • Credit Analysts
  • Risk Officers of Banking and Credit Institutions
  • Banking Finance Analysts, Lecturers, etc.

Θεματολογία

Long-term risks

  • PESTEL analysis
  • Key Macroeconomic indicators:
  • Government spending
  • Investment (Foreign Direct Investment-FDI)
  • Exports versus imports
  • Monetary policy
  • Social-demographic issues
  • Technology
  • Environment
  • Legal-regulatory issues
  • Business cycles

Industry/sectoral risks

  • Product life cycle
  • Understanding the operation of each industry's market -

What are the key-drivers that govern the industry?

  • Competitive strategies
  • Profitability
  • Working capital requirements
  • Capital expenditure
  • Asset conversion cycle
  • Different types of manufacturing
  • Understanding competition
  • Porter's five forces model (Tool for evaluating the competitive position of a company)

Corporate risks

  • Understanding the company's business model
  • What drives its revenues and costs
  • Business operations
  • Key Performance Indicators - (KPIs)
  • Strategic analysis:
    • SWOT Analysis
    • Ansoff Matrix

Credit Risk Management Case Study

  • "TradeCo" Corporation
  • REVIEW OF RECORD OF COOPERATION
    • Preliminary Credit Approvals
    • Collaterals
    • Business Data
    • Overdue Debt Analysis
  • RECORD OF DETERIORATING COOPERATION
  • RECEIVABLES SETTLEMENT AGREEMENT
  • PRELIMINARY NEGOTIATION STAGE
  • What is requested:
    1. To determine the approach/strategy to be chosen 
    2. To determine specific recommended legal or business action, and justify their selection

Τι θα μάθεις

  • To identify short-term and long-term industry/sectoral and corporate risks
  • To implement a structured approach on evaluating the corporate credit policy
  • To calculate and interpret key financial indicators that are used in the credit rating process of businesses
  • To interpret financial statements appropriately and identify their vulnerability
  • To understand cash flow dynamics and the effects of loan provision (positive/negative)
  • To determine the key structural risks during loan provision to a group of companies

Seminar Timetable

Date
1st & 2nd Teaching Hour
Break
3rd & 4th Teaching Hour
24th of October
18.30 - 20.00
20:00 - 20:15
20.15 - 21.45
31st of October
18.30 - 20.00
20:00 - 20:15
20.15 - 21.45
5rd of November
18.30 - 20.00
20:00 - 20:15
20:15 - 21:45
7th of November
18.30 - 20.00
20:00 - 20:15
20:15 - 21:00
11th of November
18:30 - 20:00
20:00 - 20:15
20:15 - 21:00
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Course Start Date
24 of October 2024

Cost of Attendance

1.000 €
  • 20 Hours
  • Live or Online
  • Attendance Certificate

Lecturer

Μιχάλης<br/> Σαμωνάς, PhD
Μιχάλης
Σαμωνάς, PhD
CFO of the SIDMA Group