Credit Risk & Enterprises 1 & 2
Description
Target Audience
- Entrepreneurs
- Financial Management and Credit Control Executives
- Business Management and Marketing Executives
- Supply Chain Executives
- Business loan managers
- Investment Bankers
- Economic Analysts
- Credit Analysts
- Risk Officers of Banking and Credit Institutions
- Banking Finance Analysts, Lecturers, etc.
Subject Areas
Long-term risks
- PESTEL analysis
- Key Macroeconomic indicators:
- Government spending
- Investment (Foreign Direct Investment-FDI)
- Exports versus imports
- Monetary policy
- Social-demographic issues
- Technology
- Environment
- Legal-regulatory issues
- Business cycles
Industry/sectoral risks
- Product life cycle
- Understanding the operation of each industry's market -
What are the key-drivers that govern the industry?
- Competitive strategies
- Profitability
- Working capital requirements
- Capital expenditure
- Asset conversion cycle
- Different types of manufacturing
- Understanding competition
- Porter's five forces model (Tool for evaluating the competitive position of a company)
Corporate risks
- Understanding the company's business model
- What drives its revenues and costs
- Business operations
- Key Performance Indicators - (KPIs)
- Strategic analysis:
- SWOT Analysis
- Ansoff Matrix
Credit Risk Management Case Study
- "TradeCo" Corporation
- REVIEW OF RECORD OF COOPERATION
- Preliminary Credit Approvals
- Collaterals
- Business Data
- Overdue Debt Analysis
- RECORD OF DETERIORATING COOPERATION
- RECEIVABLES SETTLEMENT AGREEMENT
- PRELIMINARY NEGOTIATION STAGE
- What is requested:
- To determine the approach/strategy to be chosen
- To determine specific recommended legal or business action, and justify their selection
What you will learn
- To identify short-term and long-term industry/sectoral and corporate risks
- To implement a structured approach on evaluating the corporate credit policy
- To calculate and interpret key financial indicators that are used in the credit rating process of businesses
- To interpret financial statements appropriately and identify their vulnerability
- To understand cash flow dynamics and the effects of loan provision (positive/negative)
- To determine the key structural risks during loan provision to a group of companies
Seminar Timetable
Date | 1st & 2nd Teaching Hour | Break | 3rd & 4th Teaching Hour |
|---|---|---|---|
24th of October | 18.30 - 20.00 | 20:00 - 20:15 | 20.15 - 21.45 |
31st of October | 18.30 - 20.00 | 20:00 - 20:15 | 20.15 - 21.45 |
5th of November | 18.30 - 20.00 | 20:00 - 20:15 | 20:15 - 21:45 |
7th of November | 18.30 - 20.00 | 20:00 - 20:15 | 20:15 - 21:00 |
11th of November | 18:30 - 20:00 | 20:00 - 20:15 | 20:15 - 21:00 |
Course Start Date
24 of October 2024
Cost of Attendance
- 20 Hours
- Live Online
- Attendance Certificate
Lecturer
Samonas PhDCFO of the SIDMA Group
CFO of the SIDMA Group
Instructor at the American College of Greece (Deree)
He is a Chartered Certified Accountant (FCCA) and a member of the Economic Chamber of Greece. He holds a BSc in Applied Accounting from Oxford Brookes University, and an M.Sc. and a Ph.D. from the Department of Electrical and Electronic Engineering of the University of Surrey. He has taught several modules in the area of finance both on undergraduate and postgraduate level, while he has also authored the book: "Financial Forecasting, Analytics & Modelling: A Framework for long-Term Forecasting”. He is the CFO of the SIDMA Group since 2004. He started his career in OTE in 1997. In 1999, he switches to Vodafone, in the Strategic Planning Department, as an economic analyst. In 2000, he undertakes the duties of financial planning director of Vizzavi, a startup subsidiary of Vodafone, and in 2001, he is promoted to CFO. In 2004, after 7 years in the telecommunications industry, he undertakes the financial management of SIDMA.
