"Credit" Module is part of the "Certified Chief Risk Officer (C-CRO)" and the " Certified Operational Risk Officer (C-ORO)" training programs.
The aim of the module is to present modern Credit Risk valuation techniques. At the end of the course, participants will be able to properly understand and use the basic credit risk management tools, both theoretically and, above all, from a practical point of view. For each methodology, its advantages as well as its weaknesses will be analyzed.
The seminar is addressed to Managers, credit control executives, financial management departments and all executives involved in the design and implementation of the company's credit policy, as well as to those who face and evaluate the risk involved.
The key parameters in the assessment of customer creditworthiness
- The 6 C's of credit (Character, Capacity, Conditions, Collateral, Credibility & Contingency)
- Cost of customers’ financing
- Working Capital Needs
- Credit policy
- Legal actions
- PESTEL analysis
- Main macroeconomic indicators
- Economic cycles
- Porter analysis
- Distribution network
What you will learn
At the end of the seminar, participants will be able to effectively manage credit risk through a holistic approach (Understanding, Credit Limits, Evaluation, Assurance, Invoicing, Monitoring, Collection & Legal claim). They will be able to carry out a credit assessment based on global best practices, identify distressed customers and loans, strengthen their company's credit monitoring system, improve the internal rating system, make proposals based on best collateral and plan the credit strategy of their portfolios.
Course Start Date
Cost of Attendance
- 8 Hours
- Live or Online
- Attendance Certificate
CFO of the SIDMA Group
Instructor at the American College of Greece (Deree)
He is a Chartered Certified Accountant (FCCA) and a member of the Economic Chamber of Greece. He holds a BSc in Applied Accounting from Oxford Brookes University, and an M.Sc. and a Ph.D. from the Department of Electrical and Electronic Engineering of the University of Surrey. He has taught several modules in the area of finance both on undergraduate and postgraduate level, while he has also authored the book: "Financial Forecasting, Analytics & Modelling: A Framework for long-Term Forecasting”. He is the CFO of the SIDMA Group since 2004. He started his career in OTE in 1997. In 1999, he switches to Vodafone, in the Strategic Planning Department, as an economic analyst. In 2000, he undertakes the duties of financial planning director of Vizzavi, a startup subsidiary of Vodafone, and in 2001, he is promoted to CFO. In 2004, after 7 years in the telecommunications industry, he undertakes the financial management of SIDMA.